19 Best Charm Necklaces 2026, Reviewed

19 Best Charm Necklaces 2026, Reviewed


We all leaned into the ‘clean girl aesthetic ‘ and then ‘quiet luxury’. For a while, minimalism has reigned strong. But the return of charm necklaces suggests a shift in our penchant for maximalism. Essentially, we’re going bold.

The runway has been awash with oversized balloon sleeves, clashing prints and bright colours. And layered on top? Intense charm necklaces, dripping with gold-plated hearts, birthstone charms and letters, hinting that subtle initial necklaces and locket necklaces may have had their time, too.

For those wondering how to style statement jewellery, here’s the win: colourful, chunky beaded necklaces do all the hard work for you, meaning you can add them to a white t-shirt and bermuda shorts before calling it a day.

Trends we’ve noticed within the trend? The addition of sardines to chain necklaces signifies our communal desire for a Euro summer, as well as zodiac-adorned medallions — as well as the trend of layering your charm pendant necklace over heart necklaces and the like.

So, here’s your sign to join me in jewellerymaxxing, stacking friend necklaces and friend bracelets one on top of the other. And for those wondering if birthstone rings are back, I say ‘hell yes’ to that nostalgic trend, too. Read on to discover the best charm necklaces currently sitting in my basket, some of my chosen charm jewellery crafted from recycled sterling silver and others solid gold. Yep, my holiday shopping budget has gone right out the window.

And for those seeking gold chain bracelets, coin necklaces, and charm bracelets, we’ve rounded up a sweet selection in our guide to the best jewellery brands — as well as aesthetic jewellery boxes to stash your accessories in, too.



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